Loans
With numerous loan products, it is difficult to find one that fit all your needs. Let me do the leg work.
More Articles of Interest
Why does my broker ask for so much documentation?
“Gathering various forms of documentation allows brokers to do a fact find, which is an important part of the loan process,” explains Mortgage…
Home loan health check
Your finance broker can do a full home loan health check for you either in person or over the phone. They will check if your loan is still competitive and still suited to your individual needs.
When to refinance
Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently.
Should you refinance
Then credit advisers will have a look at the various loan options and figure out whether it’s worth it for the borrower to refinance. It’s not usually worth it if it’s only going to save a couple of hundred dollars a year…
When is best to buy
Buyers are probably best positioned to use the timing that works best for them and their budgets rather than waiting for a particular time of the season where conditions might be more or less favourable,” Lawless says.
Low income investors
While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a…
Small deposit no worry
There can be a big difference between premiums paid if you have, for example, a 10 percent deposit saved compared with a five percent deposit, so it may well be worth trying to…
How a guarantor can help you secure finance
When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient.
Why use a finance broker?
The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker…
Finding the right loan
One of the benefits of working with a finance broker is the extensive menu of loan options they have at their fingertips. But given such a wide choice, how does your adviser narrow down the options to find the right…